Recording fees are charges paid to the local government for officially documenting the property transaction, ensuring public record accuracy, and establishing legal ownership rights.

Intangible tax is a state-imposed fee in some real estate transactions, calculated based on the property's purchase price or mortgage amount. It's assessed on the transfer or financing of real property.

Note stamps refer to physical or digital markers indicating important terms or clauses for both parties to pay attention to, enhancing contract clarity and understanding.

A Simultaneous Mortgagee Title Insurance policy protects both the lender and the property buyer by insuring against title defects and issues that may arise during a real estate transaction.

Title insurance endorsements are add-ons to a standard title insurance policy that provide additional coverage or customize it to meet specific needs or risks in a real estate transaction.

Lender's flood certification fees cover the cost of assessing flood risk on a property, ensuring compliance with federal regulations, and determining the need for flood insurance.

Mortgage origination charges are fees that lenders charge for processing a new mortgage loan. They typically include application, underwriting, and administrative costs, and can vary from lender to lender.

An appraisal fee is a cost incurred by a buyer to assess the property's value, conducted by a licensed appraiser. It ensures the property's price aligns with the market and loan requirements.

A credit report is a document that details an individual's credit history, providing information on their financial behavior and creditworthiness, which can impact mortgage approval.

An inspection and reinspection fee covers the cost of assessing a property's condition and may apply if multiple inspections are needed before closing the deal.

A tax service fee is a charge imposed by a third-party service provider to manage property tax payments and ensure they are made accurately and on time.

A Wood-Destroying Organism (WDO) report assesses properties for termite and other pest infestations. It informs buyers and sellers about potential damage and necessary treatments.

A one-year home warranty provides coverage for certain repairs or replacements of home systems and appliances, offering financial protection for the buyer against unexpected issues.

A VA funding fee is a one-time cost for U.S. military veterans using a VA loan, supporting the loan program and covering administrative expenses.

A mortgage insurance premium (MIP) is a fee required in some real estate contracts, typically for FHA loans, to protect the lender in case the borrower defaults on the mortgage.

A survey map is a detailed diagram showing the boundaries, dimensions, and features of a property, helping to clarify its legal description for buyers and sellers.

A closing attorney/settlement fee is a cost incurred in a real estate transaction to cover legal services and administrative tasks related to the property's transfer of ownership.

Buyer's courier/wire fees refer to the expenses incurred by the buyer for sending documents or transferring funds, typically associated with the purchase transaction and are outlined in the contract.

A title search is a process of examining public records to verify a property's legal ownership and uncover any potential issues or encumbrances that might affect its transfer during a real estate transaction.

A municipal lien search is a due diligence process to uncover any outstanding property-related debts or liens held by local governments, ensuring a clear title for the buyer.

A broker transaction fee is a fee paid to the real estate broker for their services in facilitating the sale or purchase of a property.

Mortgage transfer involves transferring an existing mortgage to a new borrower, often with lender approval. Assumption charges are fees associated with this process, covering administrative costs and potential credit checks.

Deed stamps, also known as transfer tax or deed transfer fees, are charges imposed by local governments on real estate transactions to officially record and transfer property ownership rights.

An owner's title insurance policy protects the property buyer from financial loss due to unforeseen issues with the property's title, such as disputes or liens.